TWA Recommends

The Wealthy Accountant Recommends


Health Insurance/Medical Sharing: This post reviews options I approve of. Health costs and insurance are out of control in the United States. There are solutions for those willing to look. If you are interested in Medical sharing I recommend the following:

Medi-Share: The cost of medical sharing solves many problems. It replaces health insurance and satisfies tax rules so you avoid penalties. Used with the next two recommendations lowers the cost even more. (This is an affiliate link.)

amino: amino (company doesn’t capitalize their name) compares medical costs across the U.S. By comparing costs and quality you can make better health care decisions. A must for anyone with a high deductible health insurance plan. Not an affiliate.

Take Command Health: Take Command Health’s program allows many small business owners and those with side gigs to deduct most medical costs.


DIY Tax Preparation: Clients and readers are sometimes confused when I tell them they should prepare their own tax return. The truth is it’s an honest answer. Some people need consulting, other professional preparation services. However, with modern technology, many people are completely capable of handling their own tax return filing accurately. Saving some coin isn’t bad either. The banner below is a link to what I consider the best online filing program. It also happens to be the same software I use in my office. Some online tax software is a watered down version. I can only recommend a commercial grade program like the one below. For disclosure, my practice receives compensation if you use the link below to file your return. Kicking the tires is always free.




  • Amazon: Amazon sells just about everything known to man. Starting your shopping trip here to save money:





    • Personal Capital: Monitor your wealth for maximum accumulation.



  • When I wrote the original post I recommended Calyx for this service, but readers soon clued me in on with the same exact product for a fraction of the cost. High speed portable Wi-Fi is a must for travelers.   Living in the backwoods means our internet quality is terrible and expensive. This portable hi-speed internet is a godsend.

I opted for in the Accountant household, but 4GCommunity has since gone out of business and I switched to Calyx with no problems. Both organizations offer their portable Wi-Fi hotspot with unlimited usage. We stream Netflix and YouTube videos all the time without issue. As a bonus we can take our Wi-Fi with us on the road! Neither this blog, nor I receive any compensation from Calyx or I checked to see if they had an affiliate program. They don’t. Regardless, this is one of the most useful devices I own. (It works great on the road with your cell phone, too. No more using data on your phone.)


SoFi has turned into a leader in the student loan refinancing arena with low rates for students of leading colleges. (They also refinance Parent Plus loans.) Mortgages and personal loans are also available.









  • The Wealthy Accountant and ADP partnership gives you top notch payroll service and support and a 20% discount. Click this banner or contact ADP by phone or email. Mention The Wealthy Accountant so you get your discount.

    Payroll Services: Small businesses can outsource their payroll and avoid all the complicated hassles involved with the payroll process. Even your favorite accountant outsourced the payroll in his practice to free time to serve clients better. I worked with ADP, the nation’s largest payroll firm, to build a dedicated team to serve your needs, including the tax strategies you see in this blog. Contact Chris Dudley by email ( or call him at 414-502-9884 to get started. Mention The Wealthy Accountant and receive a 20% discount on your services. I’ll be adding a banner soon where you can do all this online and privately if that is your preferred method. Finally, you can read my post on the topic here. (TWA receives compensation from ADP if you become an ADP client through this blog.)





  • Credit Cards: Credit cards are one of the most powerful personal finance tools available today when used correctly. By correctly, I mean paying them in full each month with the exception of people playing an interest game to fund a project or get out of debt. For most people, pay the card in full with autopay each month and harvest the rewards.

One way to ratchet your credit score higher is to have lots of credit limit with no more than 10% or so of the card balance used at any one time, even if paying in full each month.

Building a portfolio of credit cards you only use lightly can bring great reward benefits. After the initial required spend for a bonus reward you can use each card as a weapon to manage your finances and spending for maximum results.

The best part is credit card rewards are tax free in the U.S. You can read more of my strategies with credit cards here. When you’re finished be sure to stop back on this page to start building your credit card arsenal.

Click the credit card logo to see the best cash and travel awards credit cards now. You can expand your search to meet you personal money management needs from this page.



  • Below is a list of links to hone your credit card research. Click on the link for the type of reward you are most interested in. The link destination is updated on a regular basis for the best cards in the indicated class.

Best Credit Cards

Best Travel Rewards Cards

Best Cash Back Cards

Best Small Business Credit Cards

Best Balance Transfer Cards

Best 0% APR Cards

Best Gas Rewards Cards

Best No Foreign Transaction Fee Cards

Best Credit Cards for College Students

Best Cards for Airport Lounge Access


  • Compare cards side by side to find the best card for you while stacking benefits to your advantage.

Featured Cards (a good place to start for exceptional deals with a limited time frame)

Travel Rewards Cards

Cash Back Cards

0% APR Cards

Rewards Cards

Balance Transfer Cards

Small Business Cards

Bad Credit

No Annual Fee Cards

No Foreign Transaction Fee Cards

Student Cards

Gas Rebate Cards


  • You can also review credit cards based on your credit score.

Excellent Credit

Good Credit

Fair Credit

Bad Credit

No Credit or Limited Credit history


The goal is to increase your total overall credit limit while using a small percentage of the total credit limit. This increases your credit score opening opportunities for the best rewards and bonus deals.

Legal stuff I have to tell you about credit card offers (and should).

      • Advertiser Disclosure: Many of the listings that appear on this website are from companies which we receive compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The site does not review or include all companies or all available products.
      • Disclaimer: The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.


Manufactured Spending: Top Cash Back (affiliate link) has a unique program where you can buy American Express and Visa gift cards and get cash back. Buying a gift card frequently has fees attached and this case is no different. However, in this instance the cash back covers most, or all, of the fee. Read the original post here.



Cost Segregation Study: If you own rental real estate or real estate in your business you need to consider a cost segregation study. Property purchased for $250,000 or more is likely to benefit from a cost seg study. Additions or remodeling also work. The tax benefits of a cost segregation study could put $100,000 or more into your pocket. Read two articles I published on the program (Get a $100,000 Gift from the IRS using Cost Segregation and Applying Cost Segregation on a Tax Return) and then contact Randy Leppla at Equity Solutions. Mention The Wealthy Accountant and receive $100 or 5% (whichever is greater) off the cost of the study. You can reach Randy at 608-852-6772 or

You are not alone on this journey either. Randy works closely with me on all cost segregation studies from this blog. With your permission, Randy forwards a copy of your estimated benefits and later the completed study for my personal review. There is backend support for your tax accountant if needed, as well. An estimate of the tax savings is always free so contact Randy if you own real estate. It could be worth a lot of money to you. (Note: TWA receives compensation from Equity Solutions.)


Business Entity Setup: A simple idea commonly used in the accounting field created a stir and put me in the spotlight, bringing this blog into existence. Mr. Money Mustache heard me speak on the topic and hired me on the spot. One of the first articles published on this blog explains how your business or side gig can save big on taxes by organizing as a LLC treated as an S corporation.

You can organize your own corporation or LLC at a very low cost online using The Corporation Company. It’s easy to do and there is plenty of support if you have an issue. (TWA receives compensation from The Corporation Company.)




Side Hustle Selling tradelines yields a high return compared to time invested, as much as $1,000 per hour. The tradeline company I use is Tradeline Supply Company. Let Darren know you are from The Wealthy Accountant. Call 888-844-8910, email or read my review.




Web Design and Maintenance: Kevin Clack redesigned this blog and did a heck of a job, as you can see. If you are looking for a site redesign or maintenance I highly recommend Kevin. I receive no compensation from Kevin for this referral, nor did he give me a discount or any other inducement for the recommendation. It’s hard finding awesome IT guys and Kevin is one of the best. I am fortunate to have found him. Kevin’s blog can be found here. You can contact Kevin from his blog.


Tutoring Services: My oldest daughter, Heather, has her own tutoring side gig: FIRE Tutoring Services. She has tutored at the YMCA, local colleges and tech schools and in her business. She is sought after as a tutoring specialist on the talk radio circuit. She tutors in math, English, elementary general studies and art. Any spelling or grammatical errors in this blog are the sole responsibility of your favorite accountant and in no way should reflect on Heather’s talent.

Heather has more patience than me and I’ve witnessed first hand her ability to help young people love to learn. Where schools and other tutoring services have failed, she has excelled. My only compensation on this recommendation is the warm feeling a dad gets when his sweetie does well. You can reach Heather on her blog here.



If you see any articles where I recommend a service or product but forgot to add here, send me a note using the Contact button. I’ll get right on it.