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LATEST BLOG POSTS

Miss the newest posts?  Here are the last six!

The Powerlessness of Can’t

An excited young man calls for an urgent appointment to see me and only me.  My schedule is tight. Normally, appointments are set for me two or months out. (A lot of people want my advice/opinion.) The urgency of the matter caused me a momentary lapse of sanity and I stuffed another appointment into an…

Workflow: Simplify Your Life at Work and Home

Balancing family life, personal, and business present challenges when your interests are catholic (little c, not big C). Family is always a priority while business always demands more of your time; personal time is needed for mental well-being and health. Business owners are in the toughest situation. Bill Gates, Steve Jobs, and Elon Musk changed…

The Real Interest Rate on Your Mortgage

People suffer financial hardship largely due to limited math skills. Myths, frequently perpetuated by the financial services industry, are created, repeated, and reinforced to keep people poor and enslaved. Financial services companies are there to provide financial services and collect a fee for that service, not make you wealthy. Today we are going to dispel…

The Retired Workaholic

There are certain characteristics common among people who achieve early retirement. Saving and investing are a serious part of the lifestyle of an early retired individual. Another common strait is a nervous energy to get things done. People who retire early, or at least can, tend to work hard and save. I am an unusual…

Finding Balance in the FIRE Lifestyle

FIRE: Financial Independence, Retire Early There are only a few good reasons to work. They are good reasons, of course, but can quickly overrun your personal life, destroying the original goal of working in the first place. The two good reasons I can think of to works are: Saving for retirement, and Love of the…

The un-Free

A letter was waiting for me on the kitchen table. My daughter had a letter from school. “What’s this?” I ask. My daughter was all smiles as she says, “I made Student of the Month.” Mrs. Accountant was not as excited as she should have been and I know why. Her bullshit meter goes off as easy as mine. I read the letter and discovered there is more than one Student of the Month. In fact, there are a lot of Students of the Month. And here is the coup de grace that set off the BS meter in Mrs. Accountant: Our daughter gets a free meal at a certain restaurant with all the other “Students” of the Month. Of course, mom and dad have to fork out an armload for their meal and mom and dad are required to attend the function if our daughter is to get her meal gratis.

Free: The one word in the English language sure to get people to look. It is used by marketers and scam artists alike with great skill. It is the most dangerous

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