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How to Buy an Individual Stock (If You Must)

By Keith Schroeder / November 17, 2017 / 5 Comments

Good fortune has struck the Accountant household again. Cash has piled up while the retirement accounts are maxed out. Significant funds were added to the non-qualified index funds and there is still cash waiting for investment. I’m generally uncomfortable with too much uninvested cash. Never one to time the market (not that I haven’t tried,…

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The Approach of Buy Nothing Day and the Reasonable Way to Buy Gifts

By Keith Schroeder / November 15, 2017 / 29 Comments

Once I reached the age of majority I discovered something I learned to really hate. Money was tight in those days. I didn’t have a reservoir to draw from for basic expenses. Buying my first home required the purchase of my first furniture. There were always extra expenses to waste money on. It also seemed…

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Your Share of Passive Income

By Keith Schroeder / November 13, 2017 / 15 Comments

The biggest risk most people have when it come to building wealth is putting all their eggs in one basket. Having one full-time job supplying you with 100% of your income means you are either doing well or in a crisis. Wealthy people and large corporations have multiple streams of income and continually work to…

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Camp Accountant

By Keith Schroeder / November 10, 2017 / 15 Comments

Over the last few weeks and months I’ve added secret messages in plain view on this blog. The easiest cipher (I thought) was on the Where Am I page. Over the last few months nobody said a word. When I finally added the easier cipher on the Where Am I page only one person contacted…

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Reading Vacation

By Keith Schroeder / November 8, 2017 / 11 Comments

Remember awhile back when I said I was taking November off? It’s not going well. My first day back from a conference and people were lined up for my attention. And, of course, everything’s a crisis. Do people think I’m a machine without a need for rest? My intentions were never to completely bow out…

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Real Estate versus Index Funds

By Keith Schroeder / November 6, 2017 / 31 Comments

As you work toward financial independence the question pops into your head: Which investment is best to get me there?  Index funds usually, or at least should, top the list. Real estate is not far behind. People wrongly believe real estate is a better investment vehicle than a broad basket of stocks. The first fallacy…

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The Happiest Place on Earth

By Keith Schroeder / November 3, 2017 / 8 Comments

The Gallup World Poll publishes a report on their findings involving the happiest people on Earth every year. This year National Geographic magazine has an article in their November issue discussing the results, written by Dan Buettner, author of Blue Zones of Happiness. Certain nations top the list every year. Costa Rica, Denmark and Singapore…

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Tradelines, Part 2: Helping the People You Care About

By Keith Schroeder / November 1, 2017 / 9 Comments

Recently I discussed selling tradelines as a way to generate extra income. If you are unfamiliar with tradelines, read my prior article first. Today I want to expand on the idea of using your tradelines to improve the financial position of the people you care about. Selling tradelines is an easy way to earn money,…

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