Confessions of a Sexual Nature

A clickbait title like above requires some quantification before we begin. It’s not what you think. Fewer than one in a thousand have a clue what I am about to reveal. And the personal finance ramifications are incredible. If you live the story the cost can be a million or more; it can even cost your life.

J Money from Rockstar Finance recently sold his site so he could focus on his blog: Budgets are Sexy. J’s work over the years is legendary. His work has helped countless people in desperate need. As he exited the building he had cash remaining in the community fund. I was contributing $10 per month and added $500 to the Debt Drop program in September in honor of Suicide Prevention Month. The community fund was ending as new management took over Rockstar.

J emailed bloggers asking any who would be willing to take $100 to do a good deed in their community and write about it. I answered I would, but didn’t need the $100; the $100 would be my contribution and the idea I had would require a bit more than $100. J’s original goal was to enlist 20 bloggers; he now has 21. Another example of how the FIRE (financial independence, retire early) community is making our world a better place.

Before we begin, would you hand me the box of tissues next to you. What I am about to write is very personal and painful. This is a story about how I almost sold my business and walked out on life. I had the pills in my hand as I contemplated ending it all. A moment that should have been filled with joy changed my perception of life and love forever.

And it started from my misconception of sex, or more accurately, gender.

The Gift of Life

I’ve become so numb, I can feel you there

Become so tired, so much more aware

By becoming this all I want to do

Is be more like me and be less like you.

Numb, Linkin Park

Mrs. Accountant and I waited to have children. I wanted to be financially secure before bringing a life into this world. The truth is I never wanted children. Deep down I felt I’d be a terrible parent and the thought scared the wits out of me.

When we decided to have children Mrs. Accountant was so happy; I prayed to God the day would never come.

Finances were better than they ever were when I was growing up in the backwoods of Nowhere, Wisconsin. I remember our kitchen table when I was a young child consisted to two sawhorses with a piece of plywood laid across them. I was too young to know how poor we were. Then I grew up.

Now it was my turn to start the next generation. Mrs. Accountant had difficulty conceiving, not that I was complaining. For this crazy accountant it was all fun without a baby bump. I was happier than a pig in, ah, you know what I mean.

Then the inevitable happened. Our first child was on the way and I adjusted to the New World Order.

Regular doctor visits indicated everything was going smooth. We attended Lamaze classes. These sessions were designed to give the mother confidence in giving birth, as if she had any choice at this point. Dad was there to learn a thing or three, too. Unfortunately, fate would exempt me using the newly acquired knowledge.

It was right after the holidays when Mrs. Accountant didn’t feel well one morning. Within an hour her water broke and we on our way to the hospital. The baby was due February 28, over a month early.

The doctor suppressed labor to give the baby time to develop more before breathing air. Eventually the wait had to end. Our first daughter entered this world early and spent 19 days in intensive care at Theda Clark hospital in Neenah, Wisconsin.

In the end it was a minor problem modern medicine could fix. Life was good.

Until we tempted fate again, that is.

The Son of Cronus Awaits the Fool

My brother and I are five years apart in age. It’s only a coincidence my daughters are exactly the same number of years apart in age as well.

Waiting to have children is a double-edged sword. I was 31 when my first daughter was born. If we wanted another child we needed to make up our mind soon.

I wanted more time before we added to the herd; Mrs. Accountant felt her biological clock ticking. I’ll give you one guess who won.

Since it took time for Mrs. Accountant to conceive the first time we needed to get to work. (It’s good work, but the pay is, well, shall we say, awesome!)

We were prepared this time around. Medical issues with our first daughter meant we needed a specialist to prevent a repeat. We found an OB-GYN with ample experience with delivery issues. What could possibly go wrong?

The pregnancy went smooth. Soon the happy day arrived and it was time for baby number two.

Due to the emergency nature of the previous birth I wasn’t allowed in the delivery room. This time I would see the magical moment my child would enter the world with my own eyes.

Our first child came cesarean. The doctor decided it would be best to do the same this time around so no labor issues could ruin what was so far a picture perfect pregnancy.

As reluctant as I was to have children I was eager to see the process in action. Three doctors were working in the delivery room as I watched. The incision was made and then widened a tad before the doctor’s hands massaged my child’s head through the opening.

Once the head was out the rest of the baby slid out easy.

The OB-GYN said, “Congratulations sir, you have a son!”

Another doctor immediately said, “Look again, doctor. Sir, you have a daughter!”

All I remember is mumbling, “It’s both.”

I actually called my child “It.” I was so numb I felt nothing. It? What was wrong with me?

The delivery room was dead quiet from that point on. Mrs. Accountant kept asking what was wrong. For once in my life I couldn’t find words.

Boy or Girl?

The doctor closed the incision as I was shown to a waiting room. I was informed the doctor needed to make some calls to figure out what to do.

I was allowed to see Mrs. Accountant. I managed to explain what had happened.

The birth certificate read:


How could I face the world? My child, my baby, was a. . .  A what?

The first question people ask when you have a child is, “Boy or girl?”

I had to answer, “I don’t know?”

People think you are pulling their leg when you say it.

It was the middle of tax season (no comments on my planning skills). Mrs. Accountant needed rest so I went home to pick up my oldest daughter from my parents. My office is between the hospital and home.

Bev was still working when I stopped. I couldn’t even enter the building I was trembling so badly. All I could get out was, “I’m not coming back.” I tried to tell her to sell everything; I was done. Bev feared the worst and I wasn’t in good enough shape to tell her what happened. Even driving was a stupid thing for me to be doing.

Medical Nightmare

If you think this story has nothing to do with personal finance you’re going to see how wrong you are. This story is perfect for a tax and personal finance blog.

We had insurance; thank God for that. The medical bills approached a million dollars in the first few years and the out-of-pocket was substantial, too. My wealth at the time was working toward the second million. It is a blessing I had the financial ability to make sound medical decisions without considering money.

Our child needed several surgeries the first few months. The gonads were purplish masses and precancerous. It was, as the doctors said, a “medical imperative” they be removed immediately.

The gonads hadn’t dropped so they were deep inside in the position of ovaries. They were removed when she was three weeks old. That was surgery number one.

Our baby had ambiguous genitalia. There was a distended, though not fully formed, penile structure and a vaginal opening. The urinary tract exited both and was certain to cause infection soon if not corrected.

A decision had to be made in the gender of the baby. The University of Wisconsin Medical School in Madison did a genetic test. The results was X iso Yp.

In laymen’s terms it meant our baby was conceived male. After a few cell divisions the Y chromosome became isolated. Our baby, my baby, had ~15% of her cells with the XY chromosome, or male, and 85% X. XY is male; XX is female. When you only have X instead of XX it’s like have no sex chromosome at all! In such cases the human body tends toward the androgynous, or feminine. This explained the ambiguous genitalia.

In my mind X meant girl. 85% beats 15% so girl it is. The doctors also encouraged us to choose female for our child. One, it’s easier to make a female medically. Constructing male organs are usually less functional and our child would always tend to be more feminine in appearance. And two, the genetic test said girl and my analytical mind would have taken any result with greater than 50%. It’s how I’m wired.

That was surgery two. There were many more to follow.

Blame Game

Guilt took over. It was my fault our daughter was deformed! The Y chromosome only comes from dad and my genetics failed. The guilt was overwhelming. Get me in a corner talking about this and I still fight back tears. The wound cut deep and the pain never went away.

All the while the stuff above was happening I fell deeper and deeper into depression. One night I went out to the barn and put my head in a noose. A few nights later I emptied a bottle of pills in my hand. In either case I stopped short. Don’t ask me why. The pain was so deep there was no feeling left.

As this was happening I attended a support group from Reach Counseling. Only a few children are born each year in Wisconsin with such issues. I was told once an average of two babies per year in the state have what my youngest daughter has. A traditional support group wasn’t available.

This support group had every sex issue known to man in it. Victims of abuse and even a few sex offenders attended. (Many sex offenders are victims of sexual assault in their childhood and seek out support groups to deal with their issues.) And then there were the odd couples like Mrs. Accountant and me.

I thought the whole thing was stupid at first. There was a young woman dealing with a childhood of sexual assault while her dad was there due to assaulting his daughter. Several men were dealing with sexual assault issues from their childhood. Then there was a guy I affectionately called Dudeman. Every sentence he said ended with “Dude!” He was a good guy, just weird.

Every Thursday our group met and talked out our emotions and problems. I broke down every week. “My baby’s an abomination and it’s my fault,” I cried. It was an emotional roller coaster with the only ending a bad one. I shirked my parental duties for a pity party.

Shortly after my daughter’s second surgery I was in the support group crying when a young Asian man dealing with assault issues of his own turned to me and said, “In my culture you would be the most popular man in the village. Your daughter is special. Every man would want your daughter as his wife.”

He was from Laos. His childhood wasn’t easy. And here was this man who could only speak broken English telling me my child is a gift!

The pain and guilt have never gone away, but that was the day I stopped thinking about me and started thinking about my little girl. She is NOT an abomination! She is a GIFT! I was acting like an a$$. My daughter needed her dad and not some sanctimonious coward trying to find the courage to end his life.

The tears stopped instantly. I continued attending the support group for about a year. The young man from Laos eventually moved on. I doubt he even knows he saved my life and gave a beautiful young lady a good childhood.

My youngest daughter reaches the age of majority in a few months. She is a happy person filled with joy and dreams. Maybe I wasn’t such a bad dad after all.

Reaching for Help

Then I got an email from J at Rockstar Finance.

The moment I read the letter I knew I had to participate and I knew exactly what I wanted to do.

I hated Reach Counseling at the time. They symbolized my greatest failure in life, or so I thought. Now, almost 18 years later, I wanted to contribute to the organization that changes the lives of so many, changed my life.

Reach Counseling helps sexual assault victims in northeast Wisconsin. They also have programs to help sex offenders rebuild their life. The work never ends.

Even if you read the news poorly you know of all the women coming out in the #metoo movement. The Silence Breakers are Time Magazine’s people of the year. The number of people floating through my social media feeds raising their hand as also a victim of sexual assault is depressing. Most people knew back brain about the casting couch. Harvey Weinstein isn’t a total surprise.

The real surprise is the massive swell of victims silently suffering finally coming out to be heard. I’ve seen plenty in my days and know the devastation sexual assault causes. Almost from the beginning of this blog a woman reached out to me for help. She was sexually assaulted by her step dad since she was three or four years old. The assaults went on for years. She is in her forties now and struggles with the issues. She is intelligent and hard working. She is a survivor! Now I help her with personal finance issues so she can have the life she deserves, the life her stepfather raped from her.

I contacted Reach Counseling and showed them the email thread from J. I spoke with Kim Massey at Reach and explained to her what I wanted to do. Mrs. Accountant came with me. She said I was shaking as I told the story. The emotions are still there as I fought back tears. I haven’t evolved as far as I pretended.

The goal is to pay it forward. I can’t pay Reach back for what they did. Sure, I can donate money and I did: $500. But there was much more I had in mind.

I outlined a three pronged program serving victims of abuse, sex offenders and those at risk of abuse. I surmised if money is the number one reason for divorce, financial issues might pay a role in sexual assault and the healing process.

The issues people face when assaulted runs deep. Emotions run wild as the victim of crime tries to deal with what happened. And the kids still need food on the table.

Women are disproportionately affected. When I donated the $500 I had no string attached. I was informed a few hours ago by Kim Massey (I’m writing this the night before it’s published) some of the money was used to help a single mother with two children ages 9 and 12. They just moved into an apartment and have no furniture. The money was used for a Christmas tree and some gifts for the kids and even something for mom. The unspent money is in a fund for other families. I was told “. . .this gift filled their house with joy!”

J reminded me why I write this blog in the first place: to help people understand money better. I am working with Reach to build a program where I personally help people with serious financial issues. They need this advice more than anyone. I will use my experience and knowledge to make my community a better place.

In the past I’ve raised funds for Special Olympics. Now The Wealthy Accountant will adopt Reach Counseling, contributing a significant portion of its income to their cause along with my time and talent.

Please join me in this important work. Together we can do more than any person alone can. Support organizations similar to Reach Counseling in your community. Consider donating to Reach as well.

The workload is endless and demanding. You can read more about Reach Counseling and contribute here. No gift is too small. Consider an automatic monthly gift. This community is blessed with so much we can make a difference. You never know who you will help. It could be a woman fighting to survive after an assault; you might help a young girl break free from a violent and abusive environment; or maybe you’ll help a crazy accountant who needs a knock up beside the head to understand his child is a gift, a beautiful, wonderful gift.

Reach Counseling also has a crowd funding fundraiser going on right now. If you think men can’t be victims of abuse, think again. There is a moving video at this link of a man who found Reach after childhood abuse. It gave him a new lease on life.

Christmas Eve and Christmas morning I’m going to raise my glass in a toast to the single mother with two children struggling to survive.

May you have peace, my friend. May you have peace.


Note: I’ve attempted writing therapy on this issue in the past. I always cover with something different to get the true story out. You can read an earlier attempt here.

Posted in

Keith Taxguy


  1. WCRN on December 20, 2017 at 8:48 am

    The guy from Laos – I love it when an angel shows up unexpectedly.

    There is much more I could say, thanks for the great post and reminder to pay it forward.

    • Keith Schroeder on December 20, 2017 at 9:05 am

      WCRN, I would never have guessed that would be the guy to help me screw my head on straight. You are right; an angel all the way from a small village in Laos.

  2. Maria on December 20, 2017 at 9:15 am

    Well said Keith.
    I love how you weave these unexpected life events into your posts.
    Thank you for sharing and for your contribution to make the world a better place.

    • erik on December 20, 2017 at 2:09 pm

      Totally agree

  3. Confessions of a Sexual Nature – Talking FI on December 20, 2017 at 9:44 am

    […] I am about to reveal. And the personal finance ramifications are incredible. If you live… Confessions of a Sexual Nature Source: Wealthy […]

  4. Steveark on December 20, 2017 at 10:26 am

    Wow, moving and inspiring.

  5. Karen Ingarra on December 20, 2017 at 11:41 am

    This is why I love working with you and feel so much love for you and your family! You are an inspiration to so many people! Over the years I have been so lucky to have spent time with you and the Boss Lady and I am so proud of you and The Wealthy Accountant! 🙂

  6. Military Dollar on December 20, 2017 at 1:43 pm

    As you probably know, the military has been struggling with the issue of transgenderism over the last few years. While in the headlines it may play out as a political football, the fact is that it is a real issue that real servicemembers are dealing with. Unfortunately, too many people misunderstand this issue – or as you phrased it the “misconception of sex, or more accurately, gender.” That’s a good way to characterize it.

    Ever since the military started discussing allowing transgendered individuals to serve, the topic has come up often in the workplace. On multiple occasions I have been subjected to professional military members joking about the “myth” of transgenderism. Too often I’ve had to hear guys crack that they “feel like a girl today” so they can take their physical fitness test under the female standards rather than the male. Or that they don’t want to tuck in their shirt, so they’ll start wearing the female uniform instead.

    As if transgendered individuals are doing it for the clothes.

    A few months ago, while suffering through yet another round of talk about how there is no such thing as transgenderism, I couldn’t stand it anymore. I knew there was no way I was going to get my point across to this audience through the use of soft sciences like psychology and sociology. There was no way they were going to grasp the concept of gender identity as a) being separate from physical sex characteristics and b) being about more than liking pink or blue (that’s an actual discussion that happened, too). I’d tried and failed at that tact before.

    Instead I asked if they could think of anything physical other than genitalia which defined a person as male or female. Anything that could be witnessed through biology. Blank looks all around. I asked again, at which point one gentlemen said no – genitalia was it. I then asked “what about chromosomes?” Silence. “What about people who are born with more than one set of genitalia?” You could’ve heard a pin drop. There was no argument, and certainly no acceptance of what I was saying. There was, simply, a stunned group of people who had never actually considered what “sex” was in the context of human biology, much less what gender meant. Nobody changed their minds (of course not) but I think/hope that for one moment, I made them consider that the black and white world they think they live in might actually have some shades of grey.

    I’m proud of you for learning to accept something that was difficult for you to understand. You’ve experienced growth that I wish more people were open to. I’m also happy you are here to tell the story. I hope this gets shared a million times. If even one person broadens their horizons based on what you wrote, it will be worth it.

    I can’t access my blog email at work, so I was wayyyy too late to join the blog chain J Money started (I believe he said they were full up within minutes of the call going out). However, I told him I’d happily still participate with my own money. Thank you for revealing a worthy recipient of my money. I’ll be sending a donation their way tonight.

    God bless you, your daughter, your family, and everybody else who helped you through this.

    • Keith Schroeder on December 20, 2017 at 2:14 pm

      MD, there are some issues I neglected in the post because it was getting long.

      The first issue involves anatomy. I never considered how the human body develops. When the doctor reviewed the surgery on my daughter it was easy to see what each male part was on a female. It kinda ruins the erotic part of gender body parts.

      The second issue still blows my mind. According to the doctors, chromosomes don’t always express as the appropriate gender, hormones do! There is a measurable percent of the population with a body that doesn’t match their genetics and most of these people don’t even know it. If your body releases more testosterone the body will develop as male regardless if all you have is XX on the 23rd chromosome. The opposite also applies.

      I understand why many people don’t get it. It took me time to understand and it was my own child. When it comes to gender we are a sick society. We hate and abuse what we don’t understand. And these people ARE NORMAL!

      Thank you, MD, for sharing your story. Thank you for supporting Reach Counseling and sharing this post. As you can imagine, I was a bit nervous as I hit the publish button.

      • erik on December 20, 2017 at 2:31 pm

        I understand that you were nervous to press the Send button.
        But that is / was not necessary. As you might already notice by the many positive reactions
        There is much more in this life than the naked eye makes you believe.

  7. erik on December 20, 2017 at 2:17 pm

    Fortunately, you have accepted life. if you ever get caught up in something that would mess you about life. Contact me !!
    An open mind and hart for life, Woman, Man and everything in between and beyond.
    A decision to terminate life can only about yourself and never about someone else’s life or event in any form whatsoever.

  8. Stacy Hart on December 20, 2017 at 2:55 pm


    I applaud you for both writing this very important post and for giving back to REACH with your gifts of time, talent and money. I have had a similar discussion regarding the biology, anatomy & physiology of gender. I think basic human biology is not understood by the masses and people fear what they cannot understand. Continue to do the good work and give your daughter a hug for being a remarkable human being.

  9. Erin | Reaching for FI on December 20, 2017 at 3:06 pm

    Wow, what a powerful story, and thank you for writing this post!

    I know someone that just recently changed their name and has decided to go by they/them pronouns instead of she/her. It’s an adjustment even for me (habits are hard to break!), and I’d like to say I’m sensitive and understanding of people who don’t identify strictly on the male/female gender binary. So in some ways I get the struggles people are having accepting that decision. But it’s heartbreaking to know that this person, who I love, is facing an uphill battle every day of having people use the wrong pronouns and name. And I’m scared that people won’t be accepting of someone who does use different pronouns. Stories like this give me hope that maybe this person won’t be fighting an uphill battle forever.

  10. J. Money on December 21, 2017 at 5:28 pm

    Holy damn, man.. I am so happy and sad and shocked and excited and just plain PROUD of you for not only putting this all out there (wow), but then taking it further and turning it into something life changing for others! And probably yourself too!

    Boy… I did not see this one coming at all… And to think it came out of a pretty insignificant idea too with just a note and $100 attached (that you turned down, opening up another slot for someone else! who may very well go onto do something big with it as well!).

    I am beyond thrilled reading this, and exceptionally proud to be called a friend of yours. Thank you for participating in this, and thank you for continually mentioning that your daughter is a gift from above and how happy that makes you now. As a father of two little ones myself I know just what you mean.

    God bless, my man. And happy holidays 🙂

    • Keith Schroeder on December 21, 2017 at 5:46 pm

      Thanks, J. This is also one of the hardest things I’ve ever written, too. I value your friendship. That’s why it was so important I delivered when you made the offer.

  11. Ann on December 23, 2017 at 10:08 am

    Please use the word “Asian” and not “Oriental” to describe the person from Laos or anyone of Asian descent. I know you don’t mean any offense by it, but it does have racist overtones. Thanks for sharing your story and making this world a more understanding place.

  12. Darb on December 23, 2017 at 12:43 pm

    I have been reading your blog for a while, and am a serious consumer of many things FIRE. I really appreciate your tax info, it’s very helpful since I’m a self educated (when it comes to businesses and property) country boy myself. Your style is entertaining, and insightful. Many of the bloggers seem to come from urban backgrounds and have a leaning toward those with a high income. Your perspective is broader in some ways and I appreciate that. So far, I’m pretty sure you are the only finance blogger I have head of that’s been shot while pheasant hunting. (I grew up pheasant hunting, and still travel to do it whenever I can)
    I felt compelled to write and say thanks for this very personal post. I’m slightly surprised that there haven’t been more posts commenting on it. But I also suspect you may have gotten some personal emails etc. I had several thoughts. Thanks for putting yourself out there, nearly all of us who’ve been around for a while, have experienced some crazy shit in our lives, and how you deal with and the attitude you take are crazy important. I’m glad you found a way through, and have emerged as stronger and better than ever. Your daughter(s) are probably happy and healthy people with amazing parents. I lived in extreme fear for a while that one of my kids might be permanently messed up. It is a gut wrenching feeling. What occurs to me, is that we can’t ‘blame ourselves’ for many of things that might be ‘wrong’ with a kid or anyone else. We don’t blame ourselves if they get cancer? Your daughter was born with an issue that was clearly not the fault of anyone. Sounds like she is thriving and so are you. Awesome. My kids are healthy and happy too, there is nothing better than that.
    On the part about pills and nooses.. well. Those are rough times. I can’t say i’ve ever been that low, but have lost my best friend and seen that loss of many others around me. No one should ever be alone, and I’m glad you came through. I’m glad for your kids, your wife, your family and friends. Suicide leaves behind so many victims, that never seem to recover from their own crazy scars and guilts. If your counciling service helps any of its clients to escape that tractor beam of despair, it is worthy of contribution. Than you again, for your honesty and your humor, along with your tax info and unique perspective. Keep up the good work.

    • Keith Schroeder on December 23, 2017 at 2:34 pm

      You have strong intuition, Darb. I have received emails instead of as many comments as would be expected. I think there was stunned shock.

      I found Stoicism during my darkest hour. My worldview collapsed and my psyche was unable to handle it. I agree with your thoughts on suicide. It’s a good thing there were good people around me to keep me on solid ground until I could stand again.

  13. Margin of Saving on December 26, 2017 at 5:07 pm

    Thanks for sharing your amazing story. I remember when my first was just 20 weeks old and the doctor told warned us about a potential deformity. By week 23, everything was back to normal, but those were the scariest 3 weeks of my life!

    We all talk about personal finance, but really, family is the most important thing in life.

  14. […] this point on all profits of this blog will go to charity. I recently outlined one avenue of charitable work. Reach Counseling will continue to enjoy the fruits of this blog’s success so they can expand […]

  15. […] Confessions of a Sexual Nature – Wealthy […]

  16. CashflowKat on January 5, 2018 at 7:17 am

    Wow, I’m going to admit that when I saw this post featured on Rockstar I thought hmmmm, sexual…and from an accountant…..I gotta read this! Well, I wasn’t sure what to expect, but what a beautiful and moving story. I am so impressed with your ability to express your feelings on your daughter’s birth and development, and to help others, like me, be more aware of the nature of gender issues. Thank you for sharing.

  17. Money Beagle on January 5, 2018 at 10:18 am

    Thanks for sharing. Definitely not what I expected when clicking the title, but then again I knew that if it was featured on Rockstar, that there had to be a twist to the ‘good’. And there was.

    Happy 2018.

    • Keith Schroeder on January 5, 2018 at 10:26 am

      I’m a full-blown optimist, Beagle. I’m still human and feel pain as well as anyone. This is a story I’ve wanted to tell for a very long time. People (readers here) sometimes face massive challenges. There is always the defining moment when you turn it around and look up. By sharing I know others will benefit by my example.

  18. Debbie on January 5, 2018 at 11:11 am

    Beautiful post and thank you for helping the victims. There are so many of us out there that are just now, many years later, finding a voice to tell what happened to us. I wasn’t believed then.

  19. Mr. Groovy on January 5, 2018 at 4:11 pm

    Wow! I knew this post was going to be good. But I had no idea how good. I applaud you, sir, for your compassion, bravery, and honor. You gave me a little more hope for our wretched species.

  20. Tracey on January 5, 2018 at 10:12 pm

    Thank you Keith for being the amazing human you are and helping so many people….thankyou thankyou thankyou 😌

  21. Jacq on January 6, 2018 at 10:14 pm

    Thank you for sharing.
    I’m so glad for the outcome. Keep up the great work!

  22. Lisa on January 7, 2018 at 4:05 pm

    Thanks for sharing such an incredible personal story. You never know who you may have helped by sharing in such an honest and open manner. Very moving, educational, and also hopeful for those in what may seem like hopeless situations. Also reminds us how important a word of encouragement can be!

  23. […] argued I used my daughter’s medical condition to garner sympathy. Duh! I hurt. My child hurts! Sharing the story is a natural […]

  24. […] different. I’ve always been different. I was born with a big disadvantage. Before I was a year old I had more surgeries than most people in a lifetime. At twelve I started […]

  25. […] I quickly reached a ceiling in the genre. The reason these bloggers didn’t monetize is because you could only make so much unless you also wrote and sold genre specific novels to compliment your site. I wasn’t willing to spend that much time on the topic involved since I wasn’t really interested in the topic. (For the curious, it involved transgender issues; something dear to my heart since my youngest daughter was born intersex.) […]

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