Frugal Living

The Master Archive!

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The One Guaranteed High-Return Investment You Don’t Own

By Keith Schroeder / April 10, 2017 / 13 Comments

Every investment, even guaranteed ones, require priming the pump. Before you get paid by your employer you work; before you get paid a dividend or receive capital gains you must invest in the index fund first; before you get paid rent you need to buy the property and prepare it for tenants; before guaranteed government…

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Spending versus Cash Flow Meets the Debt Bomb

By Keith Schroeder / April 7, 2017 / 2 Comments

“It’s not working.” A long time client started reading this blog and subscribed wholeheartedly into the idea of saving half her income. She discovered the blog early so she had nearly a year of effort under her belt. Student loans were the worst part of her debt, but credit cards and a mortgage also weighed…

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Frugality the Right Way

By Keith Schroeder / April 5, 2017 / 13 Comments

My last blog post was a disaster. In an attempt to gain some breathing room I accepted my first guest post without proper vetting. An astute reader quickly realized the guest was promoting a debt consolidation service. I should have known better. My reasoning was sound; execution needed work. Tax season is getting long in…

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A Year of Frugality — How It Changed Me and My Views about Money

By Keith Schroeder / April 3, 2017 / 7 Comments

Today we have a first on The Wealthy Accountant: our first guest post. Offers to guest post are common once you reach modest traffic levels. Most offers are junk as they are nothing more than thinly disguised advertisements for things I do not approve of. (Anyone want me to promote forex trading? Thought so.) Then…

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How I Get Everything from Amazon for Free

By Keith Schroeder / March 29, 2017 / 12 Comments

A few years ago Mrs. Accountant and I attended our first Camp Mustache in Seattle. It was my epiphany to the personal finance community. Sure, I had decades of experience under my belt and a history of writing on the subject, but never before did I have such a platform to spread the gospel. It…

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Tax Deductible, Low Cost, High Speed Internet You Can Take Anywhere

By Keith Schroeder / March 24, 2017 / 22 Comments

Internet service in the U.S. can be spotty for people living out in the boondocks, like your favorite accountant. Travelers need to hunt for an open Wi-Fi hotspot to stay in touch. Even worse, internet is frequently bundled with cable, forcing you to buy both or face wildly overpriced stand-alone internet service. They got you…

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Thriving on Minimum Wage

By Keith Schroeder / March 15, 2017 / 17 Comments

Complaints about wages are rampant in the current news. The common wisdom is wages are too low for people to save for retirement or even pay for basic needs. Today I will dispel this common wisdom and prove 1.) Minimum wage, while not very much, is more than enough to live on; 2.) You can…

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They Said It First . . . and Better

By Keith Schroeder / March 10, 2017 / 16 Comments

The hardest part of writing a personal finance blog is finding fresh material. Most things have been said before and better. All the important points have been regurgitated onto the screen thousands of times before. If a PF blogger wants to make a difference she needs to find something to add to the already large…

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