Early Retirement

The Master Archive!

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When Maximizing Gains are a Stupid Idea

By Keith Schroeder / October 25, 2017 / 7 Comments

There are times thinking like an accountant determines how much of your hard-earned money you get to keep and how well your investments perform. Money isn’t the only thing accountants think about either. Time is more important than money by a long shot and plays into the equation every time. This past week my oldest…

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By Keith Schroeder / October 20, 2017 / 21 Comments

I’m proud of what I’ve done to the FIRE (financial independence, retire early) community. Once upon a time Mr. Money Mustache and Early Retirement Extreme dominated the demographic; MMM still does. The shtick of the community focused on the ER part of the equation. FI was a tool to live ER. Guys like Pete at…

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This Is All an Illusion

By Keith Schroeder / October 18, 2017 / 20 Comments

This is all a lie; none of it is real. Everything I told you is an untruth, an illusion to get you to do what I want. And even that is an illusion. For nearly two years now people have followed and watched and read this blog. Nobody, until I pointed it out this moment,…

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How a Broke Farmer Became a Millionaire

By Keith Schroeder / October 13, 2017 / 13 Comments

1978: It was hot and dry the summer of 1978 in northeast Wisconsin and I hated it. My fourteenth birthday was around the corner and I was recently out of the hospital from heart surgery. The doctor said I needed to sit still as I healed over the next six months and my grandmother did…

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7 Questions Rich People Ask Their Accountant

By Keith Schroeder / October 4, 2017 / 53 Comments

A year ago I started tracking the questions clients asked me. Clients were put into three categories: those with income below $50,000; those with income over $400,000; and everyone else in between in the final category. Obsessive-compulsive disorder isn’t the reason for my behavior. I noticed questions frequently were based upon wealth. I needed to…

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Choose Your Friends Carefully

By Keith Schroeder / September 29, 2017 / 15 Comments

There is no doubt the kids are back in school. Three times a week I visit the gym midafternoon, a slow time of the day for the establishment. All summer I had the floor to myself or nearly so. Then the days got shorter and the kids went back to school. This gives mom free…

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If You Haven’t Retired by 30 You’re a F—— Failure

By Keith Schroeder / September 20, 2017 / 24 Comments

When I first discovered the FIRE (financial independence, retire early) community I didn’t even know it was a community. Always eager for a good read, I mentally grazed on the offerings of blogs around the internet. Intrigued by frugality I was naturally drawn to these blogs and news articles. Poverty was well in my past,…

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The Trauma of Retirement

By Keith Schroeder / April 21, 2017 / 8 Comments

Over the years I have retired many times. So have you. The demographic of this blog leans heavily toward early retirement. This has always bothered me. I always feel like I have to be an apologist for all the folks enjoying their work. Life would be less bright for me and my brethren if we…

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