Credit Cards

The Master Archive!

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Tradelines, Part 2: Helping the People You Care About

By Keith Schroeder / November 1, 2017 / 9 Comments

Recently I discussed selling tradelines as a way to generate extra income. If you are unfamiliar with tradelines, read my prior article first. Today I want to expand on the idea of using your tradelines to improve the financial position of the people you care about. Selling tradelines is an easy way to earn money,…

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When Maximizing Gains are a Stupid Idea

By Keith Schroeder / October 25, 2017 / 7 Comments

There are times thinking like an accountant determines how much of your hard-earned money you get to keep and how well your investments perform. Money isn’t the only thing accountants think about either. Time is more important than money by a long shot and plays into the equation every time. This past week my oldest…

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Tradelines: The $1,000 an Hour Side Gig

By Keith Schroeder / October 11, 2017 / 60 Comments

Remember all those credit cards you acquired to earn out those bonuses and eventually canceled? You’re going to wish you hadn’t done that. Credit cards are one of the most powerful wealthy building tools in existence today when used properly. They get a bad rap because irresponsible people rack up massive quantities of high interest…

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How to Complain To Your Credit Card Company

By Keith Schroeder / September 22, 2017 / 8 Comments

Today we have a special guest post from Josh Wilson of Family Faith Finance. Josh’s idea for an article is one I would’ve written if I’d thought of it. I talk about using credit cards as a tool to better manage your finances and those juicy bonuses they offer, tax-free. But what if something goes…

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Debt Collector’s Suicide Bomb

By Keith Schroeder / September 11, 2017 / 17 Comments

This blog post is part of the Suicide Prevention Awareness Month blog tour in partnership with Debt Drop. If you are feeling suicidal, please call the National Suicide Prevention Lifeline at 1-800-273-8255 or text HOME to 741741.   In the waning days of the second millennium of the Common Era I found myself in Austin,…

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Manufactured Spending Without the Factory

By Keith Schroeder / June 14, 2017 / 14 Comments

The biggest problem most people have with credit card bonus programs is meeting the spending requirements for the bonus. Business owners have an advantage. Landlords do too. Meeting a $3,000 spending requirement in 90 days is a snap of the finger for even a relatively small business or side gig. But not every side gig…

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The Ultimate Credit Card Rewards Hack

By Keith Schroeder / May 5, 2017 / 27 Comments

Living your dream vacation is easier than ever with credit card rewards. A litany of cards offer massive miles, hotel rooms or cash for spending a certain amount within a short period of time. And there’s the rub. How can the average person spend $3,000 and more to get bonuses of 50,000 points and up…

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Get Paid to Take a Vacation

By Keith Schroeder / December 12, 2016 / 14 Comments

Mrs. Accountant and I recently went on a business trip. Like most business trips we invested time, but no money. The trip was better than free; we came home with more money than we started with and did nothing crazy like house-sitting or couch surfing. We enjoyed meals at excellent restaurants and slept in 3…

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